本周，勞埃德銀行集團(tuán)（Lloyds Banking Group）宣布，將禁止其在勞埃德銀行、蘇格蘭銀行、哈利法克斯銀行和MBNA銀行的900萬(wàn)名持卡客戶通過信用卡進(jìn)行虛擬貨幣交易。

圣誕節(jié)前夕，比特幣和其他虛擬貨幣（如以太幣和XRP）價(jià)格急劇上漲，引發(fā)了許多普通儲(chǔ)戶的投資興趣，畢竟過去這些年普通儲(chǔ)蓄的利率實(shí)在太低了。

然而，新年期間虛擬貨幣交易價(jià)格大幅下降57%，令不少投資新手蒙受了巨額損失，并對(duì)此后的交易望而卻步。而這樣的巨幅波動(dòng)也是勞埃德銀行集團(tuán)推出此次禁令的主要原因

此前，有關(guān)執(zhí)法機(jī)構(gòu)和監(jiān)管部門承諾將加強(qiáng)反洗錢監(jiān)管，打擊犯罪分子利用匿名加密貨幣的行為，而這也直接導(dǎo)致了加密貨幣價(jià)格的大幅下挫。

其實(shí)不只是勞埃德銀行集團(tuán)，在過去幾個(gè)月，包括摩根大通銀行、美國(guó)銀行、Capital One、Discover和花旗在內(nèi)的多家美國(guó)銀行也先后對(duì)加密貨幣交易頒布了禁令。

英文原文

Lloyds Banking Group has banned customers from buying bitcoin on credit cards, afraid that wild gyrations in cryptocurrency prices could leave it footing the bill for unpaid debts.

The banking group has told its nine million cardholding customers at Lloyds, Bank of Scotland, Halifax and MBNA that it will not recognise virtual currency transactions on its credit cards with effect from today.

A sharp acceleration in the price of bitcoin and other virtual currencies such as ether and XRP in the run-up to Christmas provoked an explosion of interest in the market among ordinary savers suffering from years of low interest rates.

However, a 57% crash in value during New Year's trading has caught many novice investors flat-footed and nursing huge losses.

Bitcoin ended last week down 30% at $8,291.87 - way below the $19,000 it reached last November.

The crackdown comes as law enforcement agencies and regulators promise to tighten anti-money laundering rules to counter the use of anonymous virtual currencies by criminals who are looking to evade detection by the authorities.

Lloyds is currently the first of the UK's main banks to disbar bitcoin transactions on its cards, although several US banks, including JPMorgan Chase, Bank of America, Capital One, Discover, and CitiGroup have instituted similar cryptocurrency bans in recent months.

譯者：高旭

來源：FINEXTRA